CIROExam

The Canadian Securities Course (CSC) was officially retired in 2026, replaced by the new CIRO Proficiency Model. For thousands of financial professionals across Canada, this shift created a moment of uncertainty. How do you prepare for an entirely new suite of exams when the old study materials are suddenly obsolete? CIROExam was built to answer that question directly. It is a comprehensive, all-in-one exam preparation platform designed specifically for the nine CIRO proficiency exams: CIRE, Retail Securities, Supervisor, Trader, Derivatives, Institutional Securities, Director and Executive, CCO, and CFO. One single subscription unlocks over 16,000 practice questions, each one meticulously tagged to the official CIRO blueprint. You get two full-length mock exams per course, plus a custom mock exam that intelligently pulls questions from your weakest learning outcomes. There are more than 9,000 spaced-repetition flashcards to lock in key concepts, and an AI tutor that does not guess. When you get a question wrong, the AI tutor cites the actual rule, section, or guidance note behind the correct answer. It is grounded in the real regulatory texts CIRO tests: IDPC Rules, UMIR, PCMLTFA, NI 31-103, and the CIRO Consolidated Rules. Every course begins with Element 1 completely free forever, including full lessons, the practice bank, and the AI tutor. No credit card required. You can even try a free 25-question CIRE mock exam that scores you by element in 25 minutes with zero signup. CIROExam is for anyone who needs to pass a CIRO exam without paying the premium prices charged by traditional providers like CSI, which charges over $1,000 for CIRE prep alone. At $29.99 CAD per month, CIROExam covers every exam, every blueprint, and every rule you need to know.

AI Tutor That Cites the Actual Rule

Generic AI tools guess. The CIROExam AI tutor does not. It is grounded exclusively in the regulatory texts that CIRO tests: IDPC Rules, UMIR, PCMLTFA, NI 31-103, and the CIRO Consolidated Rules. When you get a question wrong, the tutor explains the mistake by citing the specific section or guidance note that governs the correct answer. It will not answer questions outside the syllabus, which eliminates hallucinations and fake section numbers. This feature is available on every wrong answer, every practice question, and every mock exam review, making it an indispensable study companion.

16,000+ Blueprint-Tagged Practice Questions

Every single question in the CIROExam library is mapped directly to a specific learning outcome from the official CIRO proficiency blueprint. Each question includes an element and outcome key, distractors built from common misconceptions rather than noise, a source reference to NI 31-103, UMIR, PCMLTFA, IDPC Rules, or the CIRO Consolidated Rules, and a Bloom verb tag that identifies whether the question tests Remember, Understand, Apply, or Analyze. This precision means you are never studying irrelevant material. You are always practicing exactly what CIRO expects you to know.

Custom Mock Exams Built From Your Weak Areas

Standard mock exams are useful, but they treat every student the same. CIROExam gives you a smarter tool: a custom mock exam that automatically pulls questions from the learning outcomes where you have performed the weakest. This feature analyzes your practice history, identifies the gaps in your knowledge, and generates a targeted exam that forces you to confront your problem areas. Combined with the two full-length mock exams included per course, you get a total of 18 full mock exams across all courses, ensuring you are fully prepared for the real test day.

9,000+ Spaced-Repetition Flashcards

Memorization is a critical part of exam preparation, especially for regulatory rules, definitions, and compliance thresholds. CIROExam includes over 9,000 flashcards that use spaced-repetition algorithms to optimize your study time. The system shows you cards you are about to forget just before you forget them, reinforcing the information into your long-term memory. These flashcards cover every element of every CIRO exam, from AML obligations to suitability requirements, making them an essential tool for last-minute review and long-term retention.

Aspiring Financial Advisors Preparing for the CIRE Exam

If you are entering the Canadian securities industry, your first hurdle is the CIRE exam, which replaced the CSC. Traditional prep courses from CSI cost over $1,000 for CIRE alone. CIROExam gives you full CIRE preparation for $29.99 per month, including all the practice questions, mock exams, flashcards, and the AI tutor. You can start with Element 1 for free, no card required, to see if the platform fits your learning style before committing. The free 25-question CIRE mock exam scores you by element in 25 minutes, giving you an immediate diagnostic of your strengths and weaknesses.

Compliance Officers and CCO Candidates Needing Deep Regulatory Knowledge

The CCO and Director and Executive exams demand a thorough understanding of regulatory frameworks, including NI 31-103, UMIR, and the CIRO Consolidated Rules. CIROExam is uniquely suited for these candidates because every question cites the actual rule or section being tested. The AI tutor provides explanations grounded in the regulatory text, not generic paraphrases. This feature is invaluable for compliance professionals who need to not just pass an exam, but truly understand the rules they will be enforcing in their daily work.

Cost-Conscious Students Replacing Expensive CSI Courses

Many students are shocked by the price of traditional exam prep. CSI charges over $1,000 for a single course. CIROExam covers all nine CIRO exams for a single subscription price of $29.99 per month or $249 per year. This makes it an ideal solution for students who need to pass multiple exams, or for those who are paying for their own education without employer reimbursement. The 30-day money-back guarantee removes the financial risk, and the free first element in every course lets you try before you buy.

Experienced Professionals Transitioning to New Roles

A trader moving into a supervisory role, or an institutional salesperson looking to become a branch manager, needs to pass a different CIRO exam than the one they originally took. CIROExam makes this transition seamless. You can switch courses within your subscription without paying extra. The platform tracks your progress separately for each course, and the custom mock exam feature helps you quickly identify which parts of the new syllabus require the most attention. The spaced-repetition flashcards are especially useful for refreshing knowledge you may not have used in years.

What replaced the Canadian Securities Course?

The Canadian Securities Course (CSC) was officially retired in 2026 and replaced by the CIRO Proficiency Model. The entry-level exam in this new model is the CIRE exam. CIROExam is built specifically for this new model and prepares candidates for the CIRE as well as all eight other CIRO exams, including Retail Securities, Supervisor, Trader, Derivatives, Institutional Securities, Director and Executive, CCO, and CFO.

Is there a free trial, and do I need a credit card?

Yes, there is a free trial. Element 1 of every course stays free forever, including full lessons, the practice bank, and the AI tutor. No credit card is required to access this free content. Additionally, you can take a free 25-question CIRE mock exam that scores you by element in 25 minutes with no signup gate whatsoever. This allows you to fully evaluate the platform before deciding to subscribe.

What is included in the subscription price?

A single subscription at $29.99 CAD per month or $249 per year unlocks over 16,000 practice questions tagged to the official CIRO blueprint, two full-length mock exams per course, a custom mock exam that pulls from your weakest outcomes, over 9,000 spaced-repetition flashcards, and the AI tutor that cites the actual rule behind every wrong answer. This one subscription covers all nine CIRO exams. There is a 30-day money-back guarantee.

How does the AI tutor work, and is it reliable?

The CIROExam AI tutor is grounded exclusively in the regulatory texts that CIRO tests, including IDPC Rules, UMIR, PCMLTFA, NI 31-103, and the CIRO Consolidated Rules. It cites specific sections and guidance notes. It is designed to not answer questions outside the syllabus, which prevents hallucinations and fake section numbers. The tutor is available on every wrong answer, every practice question, and every mock exam review. It is included with every subscription and does not require a separate ChatGPT subscription.

CIROExam offers two subscription options. The monthly plan is $29.99 CAD per month. The annual plan is $249 CAD per year, which provides a significant discount compared to the monthly rate. Both plans include full access to all nine CIRO exam courses, over 16,000 practice questions, two full-length mock exams per course, custom mock exams, over 9,000 flashcards, and the AI tutor. There is a 30-day money-back guarantee on all subscriptions. Element 1 of every course remains free forever with no credit card required, and the free 25-question CIRE mock exam requires no signup.